For subscription businesses on Stripe

Stripe will fight your disputes — for 30% of the money.

Same automation. Half the take. Plus a verdict on every dispute: fight it, or refund and protect your ratio.

See your numbers
Not ready to connect? Get your free Dispute Readiness Score →
“I forgot to cancel” is not a valid dispute — if you can prove usage
Stripe Smart Disputes: 30% take
One buyer, six charges, six disputes.
Recovery calculator · SaaS defaults
Monthly recurring revenue $100,000
Avg. charge
Dispute rate (%)
Disputed per year$7,200
Recovered (est. 50%) $3,600
You keep (85%)$3,060
With Stripe Smart Disputes (30%)$2,520
Equivalent new sales needed to match this profit
$30,600
Us vs Stripe Smart Disputes
Stripe Smart Disputes
Us
Take rate
30%
15%
Evidence
Generic template
Usage-level: logins, features, API calls
Fold advisor
None — fights everything
Fight or Fold on every dispute
Built for recurring revenue

Prove usage. Win the dispute.

FREE
00 · Readiness Score

Fix your terms before your next dispute.

A free audit of your billing setup and consent flow against what card networks check.

01 · Auto-Fight

Every dispute answered. Every deadline met. Automatically.

Evidence built from logins, feature usage, and API calls — not a generic template.

02 · Fight or Fold

We'll tell you when NOT to fight.

“Forgot to cancel” isn't worth a fight if usage says otherwise.

03 · Ratio Guard

Know exactly how far you are from the line.

Subscription disputes snowball — one buyer, six charges. Ratio Guard catches it early.

ONLY FROM US
04 · Instant Payout

Get paid today. The dispute becomes our problem.

A chargeback locks your money for 60–90 days. For qualified disputes, we pay same day.

Connects with Stripe Chargebee Recurly Amplitude

Say you win back $100,000 in disputes this year.

Here's the bill from each of us.

Justt
~35%
$35,000
Stripe Smart Disputes
30%
$30,000
Chargeflow
25%
$25,000
Us — Pay As You Go
15%
$15,000
Us — Fixed Fee
Custom
All figures = each provider's fee on the same $100,000 of wins. Justt fee undisclosed, reported ~35%.
Questions from SaaS founders

Straight answers.

Stripe Smart Disputes takes 30% and fights with generic evidence. We take 15%, build usage-level evidence (logins, features, API calls), and give you a fold advisor Stripe doesn't offer.

Same automation. Half the take.

Connect in one click. First dispute handled the same day.