For licensed crypto on-ramps & exchanges

You deliver an irreversible asset for a reversible payment. We fight that gap.

Chargeback management for licensed crypto on-ramps and exchanges. Your KYC data is the strongest dispute evidence in any industry — we put it to work.

“The price dropped” is not fraud. “My card was stolen” is. We know the difference — and fight accordingly.

We work with licensed, KYC-compliant businesses only.
Asset delivered. Payment reversed. Total loss.
MCC 6051 — high-risk before your first sale
“The price dropped” is not fraud
Recovery calculator · crypto on-ramp defaults
Monthly card volume $500,000
Avg. purchase
Dispute rate (%)
Disputed per year$90,000
Recovered (est. 45%) $40,500
You keep (85%)$34,425
With a 25% provider$30,375
Est. 45% win rate is conservative — the pool includes unwinnable true fraud
$34,425 recovered/yr
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Built for a mixed dispute pool

Fight the winnable half. Fold the rest.

01 · Auto-Fight

Every dispute answered. Every deadline met. Automatically.

Evidence built from KYC identity, wallet history, and on-chain delivery proof.

02 · Fight or Fold

We'll tell you when NOT to fight.

Crypto dispute pools mix real fraud with buyer's remorse. Every dispute gets a verdict on which is which.

03 · Ratio Guard

Know exactly how far you are from the line.

A live ratio gauge against Visa VAMP and your acquirer's threshold.

What we use as evidence
KYC identity match Wallet address history On-chain delivery (tx hash) Device & IP fingerprint Prior undisputed purchases

Proof of delivery is a blockchain record. It doesn't get stronger than that.

Why crypto chargebacks are different

Card-to-crypto purchases sit under MCC 6051 — high-risk from day one, regardless of how the business runs. Once the asset is delivered on-chain, it can't be clawed back the way a shipped product can be recalled. A chargeback on a completed crypto purchase is a straight loss: the asset is gone and the payment is reversed.

Most chargeback vendors avoid this vertical entirely, or apply e-commerce evidence models that don't fit it. But licensed on-ramps and exchanges already collect the strongest evidence category that exists: full KYC identity verification, wallet address history, and an immutable on-chain record of delivery. Card network evidence rules reward exactly this kind of proof — it's just rarely put to use.

The honest complication: not every dispute in this pool is winnable. Some are genuine stolen-card fraud, and no evidence wins those — nor should it. The dispute worth fighting is “the price dropped and I want my money back,” misfiled as “unauthorized.” Separating the two, and fighting only the first, is the entire product.

Works with the processors crypto businesses actually use Checkout.com Nuvei Your acquirer

Say you win back $100,000 in disputes this year.

Here's the bill from each of us.

Justt
~35%
$35,000
Stripe Smart Disputes
30%
$30,000
Chargeflow
25%
$25,000
Us — Pay As You Go
15%
$15,000
Us — Fixed Fee
Custom
All figures = each provider's fee on the same $100,000 of wins. Justt fee undisclosed, reported ~35%.
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Tell us about your business.

We reply within 24h. We work with licensed, KYC-compliant businesses only.
Questions from crypto on-ramps & exchanges

Straight answers.

No. Licensed, KYC-compliant businesses only — our evidence model depends on your KYC.

Proof of delivery is a blockchain record. It doesn't get stronger than that.

We reply within 24h. Licensed, KYC-compliant businesses only.

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