For Whop & digital sellers

One bad dispute month can end your Whop account.

Dispute protection for digital sellers. We keep your ratio under the line — and win back the “friendly fraud” that got you there.

Check your ratio
Not ready to connect? Get your free Dispute Readiness Score →
Whop threshold: 1%. You're one launch away.
They watched the whole course. Then disputed.
Banned first, questions later.
Survival calculator
Platform
Orders / mo
Disputes / mo
Your ratio 1.20%
0% Whop threshold: 1.00%
You are over the line by
3 disputes
this month. At this rate, your account enters review.
See how Ratio Guard keeps you under →
And the money you're leaving behind
On $/mo revenue at a 1.2% dispute rate and 60% win rate (CE 3.0 helps here), you'd keep $4,406 a year with us vs $3,888 with a 25% provider.
Equivalent new sales
$44,060
Compelling Evidence 3.0

Visa now auto-sides with you when we can show the same buyer made undisputed purchases before. We track exactly the data that triggers it.

Built to protect the account, first

Survival, then recovery.

FREE
00 · Readiness Score

Fix your terms before your next dispute.

A free audit of your checkout and consent flow against what card networks check.

01 · Ratio Guard

Know exactly how far you are from the line.

A live ratio gauge against Whop's threshold, with proactive actions to stay under it.

02 · Fight or Fold

We'll tell you when NOT to fight.

Every dispute gets a verdict — fold the borderline ones before they hit your ratio.

03 · Auto-Fight

Access logs. Device match. Consumption timeline.

Digital goods can prove delivery — that's exactly what triggers CE 3.0.

ONLY FROM US
04 · Instant Payout

Get paid today. The dispute becomes our problem.

For qualified disputes, we pay same day instead of the standard 60–90.

Connects with Whop Stripe Discord

Say you win back $100,000 in disputes this year.

Here's the bill from each of us.

Justt
~35%
$35,000
Stripe Smart Disputes
30%
$30,000
Chargeflow
25%
$25,000
Us — Pay As You Go
15%
$15,000
Us — Fixed Fee
Custom
All figures = each provider's fee on the same $100,000 of wins. Justt fee undisclosed, reported ~35%.
Questions from digital sellers

Straight answers.

We can: access logs, IP/device match, and the consumption timeline. That's exactly the data that triggers Compelling Evidence 3.0.

One bad month shouldn't end your business.

Connect in one click. First dispute handled the same day.